3 Reasons Why You Need to Hire an Insurance Broker ASAP
Updated: Apr 11
Hi, I'm Amy. I have over 10 years of insurance experience in Louisiana, Mississippi, Texas, and South Carolina, and I love what I do! I sold health insurance for most of my professional sales career, and when I branched out on my own, it was mostly to have additional carrier and coverage options. In the beginning, I would provide referrals when clients would ask about life and disability
insurance, but what I found was that the service they were getting was not near what I was providing as their health insurance broker. So instead of referring that business to others who saw my client as a transaction and not a person, I decided to study up and get appointed with other carriers.
Here are the 3 reasons why I think you should hire an insurance broker:
#1 You get personalized service with an insurance broker, you are going to get the type of personalized service that big box insurance companies just can’t offer. With a broker, you’ll always be dealing with a real live person when you call, no automated service or remembering a number directory. Have no fear of the insurance jargon either; a broker will take the time to explain everything to you. They’ll even walk you through the claim process! Once your insurance broker gets to know you, they will be able to direct you to the best insurance options based on your needs, budget, and availability, saving time and energy in the process.
#2 It’s cost-effective first and foremost, it does not cost you a thing! You read that right, it is free for you to use a broker! Brokers don’t have allegiance to any one company, they’re independent, so that means they are knowledgeable in various companies and their products. They can make sure you’ll get the right coverage from the company that’s right for you. It also means they’re doing all the grunt work and can find the best value, best plans, and rates, and make sure you don’t miss any discounts! With a broker, you’ll get the best available product that suits your specific needs.
#3 Let’s be real. Figuring out all the ins and outs of insurance is hard. Brokers simplify the already confusing process of getting insurance. There’s no need to worry about where all your paperwork is because you’ll have all your policies in one place. This makes it so much easier to keep track and make changes all at once. Speaking of making changes, with a broker, you’ll get a real person to review your coverage and make any necessary changes to your policy when life happens.
Getting insurance is a big decision and you should always do what’s right for you and your loved ones. With an insurance broker, you’ll get someone that is working for you. Someone who will follow what's in your best interest, be able to offer unbiased expert advice, and the best product for you. The best part, it’s absolutely free. It doesn’t get any easier than that! What are you waiting for?