The Sweetest Valentine Day Gift

There is no better time like the month of February to Insure Your Love. This Valentine's Day, allow me to give you one of the sweetest gifts you can provide to your loved ones, life insurance. Continue reading to learn why life insurance is such a great way to show your love.

1. A lethal tragedy befalls you. No one wants to think about it, but this happens every day. You may suffer from an accident, illness, or become the victim of a violent crime. Let's face it, life is filled with uncertainty, but finding the right coverage doesn't have to be. With coverage, the burden of burial costs is no longer a concern for your family and friends. In my experience, I have seen funeral cost estimates of as much as $10,000, and the sad truth is, many of us aren't able to absorb such a great expense. Having a final expense plan can be very affordable and provides peace of mind to you and your loved ones.

2. You have a young family. Whether you are the primary breadwinner or a stay-at-home parent, your role is crucial to the functioning of your family, especially if you have very young children. Consider the following:

• Who will pay the mortgage?

• Who will provide groceries and gasoline to your family?

• Do you have adequate health insurance coverage for your family?

• Will there be enough funds to cover childcare services?

Your family will need access to money quickly. Life insurance is a prudent investment for everyone, both young and old. However, the best time to get coverage is now! The younger and healthier you are, the better your rates will be, so consider your needs soon.

3. You purchased life insurance, but your needs increase over time. I love it when a potential client says they already have insurance. That makes me so happy. But...

• When did you purchase it, after your 1st child was born?

• Have you had more since then?

• How long ago was that?

• How about after you purchased your first home?

• Do you still live there, or did you move to a larger, more expensive house?

Get what I am saying! Your needs change over time, so making sure that your coverage matches that need is important. That 250k benefit might not be enough after 15 years. An annual review of your policy is always a good idea.

Life insurance does not need to be scary or intimidating. Most clients are relieved to have the process behind them and glad that they made their lives and their families' lives such a priority that they put an insurance policy on it. Don't believe me, here is an actual quote from a client who recently purchased a plan for himself:

“I decided to buy life insurance, to not only make an investment in myself, but an investment in my family's future should something happen to me. It gives both my wife and I peace of mind knowing that in the unlikely but possible events that could occur, our future is safe and secure."

He is definitely showing his love to his wife by considering their future needs. And remember, as your agent, I am walking you through each and every step of the process, so you are not alone. When working with me, you'll never submit an application blindly or worry about never hearing from me or the carrier again. It does not work that way. Insure your love for those who love you by contacting me today!

#lifeinsurance #insureyourlove #valentinedaygift